Affordable Homes in

Baltinglass, Co. Wicklow

2, 3 & 4

Bedrooms Available

40

Minutes from Dublin

5

Minute Walk to Town

Eligibility

This scheme is for:

First-time buyers without property ownership

Right to live in Ireland indefinitely (applies to EU/EEA citizens living and working in Ireland)

Affordable home as primary residence

Mortgage approval in principle

Gross income below limits in Table 1

Income Limits

UnitsBedroomsHouse PriceMax Household Income
223 Bed Homes€310,000 (Max), €260,000 (Min)€66,263

Explore Your New Home

First Time Buyer Exceptions

Divorce, separation, insolvency, bankruptcy, and other conditions apply.

More info on www.wicklowcoco.ie

Homes Offered by Priority

The property must be suitable for applicant’s needs.

70% of applicants: First come, first served

Remaining 30%: Priority to Wicklow County residents, first come, first served

Shared Equity

As outlined in the Affordable Housing Act 2021, Part 2, all purchasers will sign up to an ‘Affordable Dwelling Purchase Arrangement’ with Wicklow County Council.

Wicklow County Council will retain an ‘Equity Share’ in the property, equal to: ‘The difference between the open market value of the dwelling and the Purchase Price paid by successful applicants’ expressed as a percentage of the Open Market Value of the dwelling’.

Shared Equity Calculation

Maximum mortgage capacity (4x gross household income)

Minimum deposit of 10% of the purchase price

Relevant savings

Application Process & Documentation

  1. Property Type: Choose property type
  2. You & Your Household: Provide personal details for the main applicant and joint applicant (if applicable)
  3. Eligibility: Provide nationality and First Time Buyer or Fresh Start Principle status
  4. Dependents: Provide details of all dependents
  5. Employment Status: Provide employment details including Employer Registration Number
  6. Financial History: Provide savings and income proof
  7. Declarations: Agree to declarations and data privacy notice
  8. Submit Application

Required Documentation

  1. Proof of Income: Salary certificate (employed), Form 11 (self-employed), or social welfare statement (unemployed)
  2. Financing the Purchase: Mortgage approval in principle or current bank statement showing savings